Term loan
Term Loan
The classic way to fund a bigger move.
- Loan amount
- $20K – $1M
- Funding speed
- Within 24 hours
- Loan term
- 1–2 years
- Interest rate
- As low as 6%
This crossing
One to two years
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Term LoanOne to two years
This sideA single large step: a second location, a big order, a key hire.
The far sideSteady revenue across the term, at a fixed rate.
Term loan
What it is, and what repays it
A term loan is one lump sum of capital, repaid at a fixed rate over a fixed period. It is the most straightforward way to fund something substantial — a second location, a large order, a hire you have been putting off — and to know exactly what it costs before you commit.
The application takes two minutes: the amount, your contact details and a few facts about the business. A specialist then brings back the offers you qualify for, with each one's length and repayments set out.
What it gives you
Why owners choose it
- Fixed rates, so repayment never moves
- Funds arrive within 24 hours once approved
- Use it wherever the business needs
- No out-of-pocket fees
The application
Apply in two minutes
How much, how to reach you and a few questions about the business. Free to send, and nothing is binding until you accept an offer.
The application is the way in, and it takes about two minutes.
Six crossings
This side, the span, the far side
Read each programme as a bridge: what you need it for, how long it takes to cross, and what carries the repayment once you are over.
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Revenue-Based FundingNo term is published: it is repaid by daily or weekly ACH
This sideCash this week, when the credit file is thin or short.
The far sideYour future card sales and receivables, collected by daily or weekly ACH.
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Working CapitalSix to 24 months on average
This sidePayroll, rent and stock while invoices wait to be paid.
The far sideThe invoices and takings as they come in, by daily or weekly ACH.
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Short Term Business LoanUp to 24 months
This sideA cost that will not wait: a slow season, a short project, a bill.
The far sideThe season or project it paid for, once that pays out.
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Term LoanOne to two years
This sideA single large step: a second location, a big order, a key hire.
The far sideSteady revenue across the term, at a fixed rate.
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Business Line of CreditSix months to three years
This sideMoney on standby for whatever turns up.
The far sideOnly what you drew, repaid as you go.
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Equipment FinancingOne to five years
This sideThe machine, vehicle or system the work depends on.
The far sideThe work that equipment does, in monthly payments over its useful life.
Spans are each programme's published term. An offer can be shorter, and you see its exact term before you accept it.
