Apply now

Revenue-based funding

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours
Repayment
Daily or weekly ACH

Apply now

A car filling up at a gas station pump at dusk.

This crossing

No term is published: it is repaid by daily or weekly ACH

  1. Revenue-Based FundingNo term is published: it is repaid by daily or weekly ACH

    This sideCash this week, when the credit file is thin or short.

    The far sideYour future card sales and receivables, collected by daily or weekly ACH.

Revenue-based funding

What it is, and what repays it

Revenue-based funding gives you fast access to working capital against future credit card or other receivables. Qualifying is usually as quick as the funding itself, because the terms lean on your sales rather than on your credit file.

It is not the right answer for every situation, but for an owner who needs money this week to buy stock or cover a gap, it is often the only one that moves fast enough.

What it gives you

Why owners choose it

  • Low credit scores considered
  • Limited credit history considered
  • Funds arrive in 24–48 hours once approved
  • No out-of-pocket fees

The application

Apply in two minutes

How much, how to reach you and a few questions about the business. Free to send, and nothing is binding until you accept an offer.

The application is the way in, and it takes about two minutes.

Six crossings

This side, the span, the far side

Read each programme as a bridge: what you need it for, how long it takes to cross, and what carries the repayment once you are over.

  1. Revenue-Based FundingNo term is published: it is repaid by daily or weekly ACH

    This sideCash this week, when the credit file is thin or short.

    The far sideYour future card sales and receivables, collected by daily or weekly ACH.

  2. Working CapitalSix to 24 months on average

    This sidePayroll, rent and stock while invoices wait to be paid.

    The far sideThe invoices and takings as they come in, by daily or weekly ACH.

  3. This sideA cost that will not wait: a slow season, a short project, a bill.

    The far sideThe season or project it paid for, once that pays out.

  4. Term LoanOne to two years

    This sideA single large step: a second location, a big order, a key hire.

    The far sideSteady revenue across the term, at a fixed rate.

  5. Business Line of CreditSix months to three years

    This sideMoney on standby for whatever turns up.

    The far sideOnly what you drew, repaid as you go.

  6. Equipment FinancingOne to five years

    This sideThe machine, vehicle or system the work depends on.

    The far sideThe work that equipment does, in monthly payments over its useful life.

Spans are each programme's published term. An offer can be shorter, and you see its exact term before you accept it.