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The process

Three stages from here to funded

A short application, a guided choice, and the money on the far side.

Apply now

Two workers in hard hats walking the aisle of a stocked warehouse.

Leg 01

Set out

Tell us the amount, how to reach you and a little about the business. It takes two minutes, there is nothing to upload and nothing to pay.

  • Free to apply
  • Nothing to upload
  • No commitment
A shop owner in a plaid shirt at his desk in a bright studio.

Leg 02

Pick your bridge

A funding specialist sends your application across the lending network and comes back with the offers, then helps you match their length and repayments to what you are funding.

  • One application, many lenders
  • Terms matched to the need
  • Help comparing offers
A jeweller at his workbench under the window, tools laid out.

Leg 03

Cross

Accept the offer that fits, or none of them. Once approved, money can reach your account in as little as 24 hours.

  • Your choice, no pressure
  • Funds in as little as 24 hours once approved
  • Repayments set out before you sign
A busy high street of independent shops on a sunny day.

Six crossings

This side, the span, the far side

Read each programme as a bridge: what you need it for, how long it takes to cross, and what carries the repayment once you are over.

  1. Revenue-Based FundingNo term is published: it is repaid by daily or weekly ACH

    This sideCash this week, when the credit file is thin or short.

    The far sideYour future card sales and receivables, collected by daily or weekly ACH.

  2. Working CapitalSix to 24 months on average

    This sidePayroll, rent and stock while invoices wait to be paid.

    The far sideThe invoices and takings as they come in, by daily or weekly ACH.

  3. This sideA cost that will not wait: a slow season, a short project, a bill.

    The far sideThe season or project it paid for, once that pays out.

  4. Term LoanOne to two years

    This sideA single large step: a second location, a big order, a key hire.

    The far sideSteady revenue across the term, at a fixed rate.

  5. Business Line of CreditSix months to three years

    This sideMoney on standby for whatever turns up.

    The far sideOnly what you drew, repaid as you go.

  6. Equipment FinancingOne to five years

    This sideThe machine, vehicle or system the work depends on.

    The far sideThe work that equipment does, in monthly payments over its useful life.

Spans are each programme's published term. An offer can be shorter, and you see its exact term before you accept it.

The network's figures

The lending network a Bridgeway application crosses into

80+lenders in the network
25,000businesses funded
24 hrsto funding once approved

These are totals for the lending network Bridgeway Business Funds works through, not figures for Bridgeway on its own.

The application

Apply in two minutes

How much, how to reach you and a few questions about the business. Free to send, and nothing is binding until you accept an offer.

The application is the way in, and it takes about two minutes.