Line of credit
Business Line of Credit
Flexible financing, there when you need it.
- Funding amount
- Up to $1M
- Term
- 6 months to 3 years
- Cost
- Starting at 4.5%
- Funding speed
- Within 1–2 days
This crossing
Six months to three years
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Business Line of CreditSix months to three years
This sideMoney on standby for whatever turns up.
The far sideOnly what you drew, repaid as you go.
Line of credit
What it is, and what repays it
A line of credit gives you access to a fixed amount of capital that you draw on only when you need it. Think of it as a financial safety net: it sits there costing nothing until the day it earns its keep.
When you do draw on it, you can use it for almost any business need, and you pay for what you use rather than for the whole facility.
What it gives you
Why owners choose it
- Flexible financing
- No obligation to use it
- Works for almost any business need
- Pay for what you use
The application
Apply in two minutes
How much, how to reach you and a few questions about the business. Free to send, and nothing is binding until you accept an offer.
The application is the way in, and it takes about two minutes.
Six crossings
This side, the span, the far side
Read each programme as a bridge: what you need it for, how long it takes to cross, and what carries the repayment once you are over.
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Revenue-Based FundingNo term is published: it is repaid by daily or weekly ACH
This sideCash this week, when the credit file is thin or short.
The far sideYour future card sales and receivables, collected by daily or weekly ACH.
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Working CapitalSix to 24 months on average
This sidePayroll, rent and stock while invoices wait to be paid.
The far sideThe invoices and takings as they come in, by daily or weekly ACH.
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Short Term Business LoanUp to 24 months
This sideA cost that will not wait: a slow season, a short project, a bill.
The far sideThe season or project it paid for, once that pays out.
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Term LoanOne to two years
This sideA single large step: a second location, a big order, a key hire.
The far sideSteady revenue across the term, at a fixed rate.
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Business Line of CreditSix months to three years
This sideMoney on standby for whatever turns up.
The far sideOnly what you drew, repaid as you go.
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Equipment FinancingOne to five years
This sideThe machine, vehicle or system the work depends on.
The far sideThe work that equipment does, in monthly payments over its useful life.
Spans are each programme's published term. An offer can be shorter, and you see its exact term before you accept it.
